Travelers cheques are the best way to keep money safe while traveling.
Or at least this is what I was told. Their guarantee: If you lose a
traveller's cheque, unintentionally or coerced, you will be reimbursed.
A few years back I flew to my home country in Europe. I had prepared
well for the trip by padding my wallet with Euro travellers cheques, and
I knew I would have sufficient, safe funds for my trip.
There was only one little problem. Whether in hotels, stores, or even at
the bank, whenever I tried to use these cheques I got the same response:
"Sorry sir, we don't accept travellers cheques!"
What? My safe form of money wasn't accepted? I might have understood if
it had been radioactive, but it was simple, innocent-and valuable-paper
notes!
A bit discouraged, I kept my Euro travellers cheques in my pocket. I had
been promised they would retain their value, and once back home I went
directly to my bank. "I'd like to cash these," I said to the lady at the
window.
Her response? "Sir, I wouldn't recommend this."
"Why not?" I wondered, starting to panic. "They are still worth their
value in Euros, right?"
She nodded. "They are, but we would have to convert them to the local
currency, and then back to Euros."
"That would be fine." I said with relief.
"But you don't understand, sir. You have already paid a conversion fee
to get these Euros. To cash them in, there would be another fee to
convert them to local currency, and still another fee to convert them
back to Euros! I don't advice that!"
I was so confused. I had travellers cheques in my hand that were
supposedly of value, but I couldn't cash them in Europe, and now I was
told I couldn't even cash them in at home without hefty losses! What was
I to do???
Then the bank clerk gave me the first good suggestion I had heard since
purchasing these travellers cheques: "Why don't you contact the company
directly?"
Hope began to re-emerge!
I surfed the web, found the company's site, and finally found the
solution to my problem. There was certain exchange bureaus in Europe
that would cash them, for a minimal fee of 4%. And that's what I did the
next time I was in Europe. I took them to a specific exchange bureau in
my home town and cashed them into Euros. But I learned a valuable lesson
from all of this. From now, whenever I travel abroad, my bank card will
suffice!
I am glad that Jesus' promises are 100% guaranteed. He is indeed
faithful! If we take the time to meditate what He has done for us so
far, our list would be extensive. He has never broken His word, and He
never will! Our hope is secure in Him.
One of the promises He has given us is this: "Do not let your hearts be
troubled. Trust in God; trust also in me. In my Father's house are many
rooms; if it were not so, I would have told you. I am going there to
prepare a place for you. And if I go and prepare a place for you, I will
come back and take you to be with me that you also may be where I am.
You know the way to the place where I am going." (John 14:1-4 NIV)
He is coming back for us. How can we help but get excited with such a
promise!
No exchange rates will be needed, nor fees. What He offers is utterly
free to us. He paid the cost for it all, and a hefty cost it was! If He
was so willing to sacrifice His own life for us and then rise up on the
third day, just as He promised, I am assured that He will come back for
me. Thank you so much Jesus!
Oh! I forgot to mention: Travellers cheques aren't accepted in Heaven,
either!
Rob Chaffart